Bryan Wilburn founded Risk Theory in 2012 to build a scaled specialty insurance platform focused on underwriting discipline, aligned incentives, and durable program economics. He previously founded Southwest Risk and grew it into a leading commercial property program manager prior to its sale, establishing a proven track record of building and monetizing insurance distribution businesses.

Bryan brings more than 30 years of experience across wholesale brokerage, program management, and insurance operations. As Founder, Chairman, and CEO of Risk Theory, he has led the firm’s evolution from a single brand program manager into a diversified insurance distribution platform, overseeing strategic growth initiatives, capital formation, and the development of a repeatable operating model across the enterprise.

Under Bryan’s leadership, Risk Theory has emphasized disciplined underwriting, strong reinsurance partnerships, and long term value creation over transactional growth. He leads enterprise strategy, senior leadership development, and platform governance, ensuring alignment between underwriting performance, operational execution, and capital stewardship.